Today I am delighted to be joined by Phil Ashford, a chartered accountant who developed an interest in HMOs whilst living in one as a student in Nottingham.  He calculated how much his landlord was likely making and decided he needed to get in on the action, so with a couple of friends as JV partners, he bought, renovated and refinanced his first student house share, and the rest is history. 

He's now operating one of the top student letting agencies in the city, and as well as continuing to grow his own portfolio has found a great niche helping other landlords enter the Nottingham Student market as well.

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Full show notes available at http://www.insidepropertyinvesting.com/philashford

Today I am delighted to be joined by Bernie Wales. Bernie is well known on the UK property circuit as the Leasehold expert and has no doubt helped many of you create value through title splitting freehold properties, but how much do you know about how he became the expert? 

Bernie has been involved in property management since the 1970's, ultimately growing a property management business with 10,000 units under management before selling out to 4 of his employees. 

He's also been growing his own portfolio for much of that time, predominantly following his own advice of buying freehold blocks of flats and splitting them into individual units.

Don't forget to subscribe on iTunes so you don't miss another episode, and access our free Property Investors Toolkit at www.insidepropertyinvesting.com/toolkit

Full show notes available at http://www.insidepropertyinvesting.com/berniewales